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CREDIT LIFE AND CREDIT DISABILITY INSURANCE

A loan is a commitment, a promise you're expected to keep.  And if you were to die or become disabled, would your family be able to keep that promise?

Credit Life and Credit Disability Insurance from CUNA Mutual Insurance Society gives you and your family a convenient, affordable way to help keep your loan repayment promises.

PLAN BENEFITS

The basic plans are easy to understand.  In the event of your death, credit life insurance pays the balance of your loan, either the balance remaining or up to the policy maximum, whichever is less.

Credit disability insurance makes your loan payments (up to the policy maximum) if you were to become disabled by a covered sickness or accident which persists beyond the policy waiting period.

CREDIT LIFE AND CREDIT DISABILITY INSURANCE CAN: Reduce your financial burden and protect your family Protect your income, your collateral and your credit rating Provide coverage at home and at work Provide peace of mind

HOW MUCH DOES IT COST?

You can be assured that your loan promises can be kept for just pennies per day.  Premiums are added to your monthly loan payments for your convenience.

TO QUALIFY FOR CREDIT LIFE:

You may not be older than the maximum eligible age when you take out your loan.

TO QUALIFY FOR CREDIT DISABILITY:

1.  You may not be older than the maximum eligible age when you take out your loan,

2.  You must be working and regularly performing all the usual duties of a 25 hour or more, gainful occupation, and

3.  Only one person may be insured on a given loan.

Eligibility, exclusions, benefits, and termination provisions may vary according to your credit union's master contract which is controlling in all instances.  Be sure to consult a loan officer at your credit union for complete details.

APPLY EVERY TIME YOU TAKE OUT A LOAN

Credit life and credit disability insurance give you a convenient, affordable way to keep your loan repayment promises.  Whether you're taking out a new loan or covering an existing loan, credit life and disability insurance are easy to add.

Every time you take out a new loan, consider your family and how important this coverage may be to them.  Talk with your loan officer for more information.

YOUR CREDIT UNION HAS CHOSEN A REPUTABLE INSURANCE PROVIDER

CUNA Mutual Insurance Society has been providing insurance protection for credit union members since 1935.  Today their coverage extends to credit union members in every state and in 59 other countries around the world.

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